LoanPro packs DirectPay, card disbursement, and AI Account Briefing into one lending stack

LoanPro announced DirectPay payment processing, a virtual Mastercard that can send loan funds to a phone wallet, and an AI account briefing that stays inside the same access rules as a human agent.

FINANCE desk — a servicing agent spends part of every call looking up the account, and a lender still cannot hand an AI the keys to payments and promises. LoanPro’s announcement puts payment processing, weekend wallet disbursement, and an AI connection on the same loan screen, and the AI can only reach what that signed-in person is already allowed to do.

What the line above the lede says, and what the lede says the launch is. The italic line says that with LoanPro DirectPay, Beyond Credit, and the LoanPro Intelligence Suite, lenders can reconcile payments automatically, disburse funds around the clock, and put AI agents to work under the compliance controls they already use. The lede says LoanPro, the modern lending and credit platform, today announced new products covering payments, card-based loan disbursement, and AI-assisted servicing. LoanPro unveiled the products to lenders and partners at its annual, invite-only Salt Flats Summit, where the company demonstrated them live on stage. The summit link on the page goes to saltflatssummit.com. This desk did not treat that site as a second announcement. Today announced is the release’s. The release does not print a first-ship date past that wording, except where a later sentence says a piece is still coming. This filing does not treat 24 Sep 2026 as the first day any LoanPro payment tool existed.

What the next paragraph says is in the launch. The launches include LoanPro DirectPay, payment processing built by LoanPro and integrated throughout its platform, and Beyond Credit, a virtual Mastercard now onboarding installment lenders, which lets them disburse loan funds to a borrower’s digital wallet in real time. The page prints a trademark mark on Beyond Credit. For servicing teams, LoanPro introduced the AI Account Briefing and the LoanPro MCP, which connects AI agents to LoanPro under the same access controls and compliance guardrails lenders use for their human agents. An AI agent, here, is software that can take the next step on a task, not only answer a question. Access controls are the permissions already set for a person’s job. Those glosses are this desk’s. The release prints the words. LoanPro also announced new payment partners, RiskRadar delinquency prediction, ongoing compliance monitoring, LoanPro Connect, and full support for secured cards. RiskRadar, as one word, is the spelling in that sentence. A later heading spells Risk Radar as two words. Do not treat the two spellings as two products.

Rhett Roberts, as a quote, not as a measured saving. Rhett Roberts, CEO and co-founder of LoanPro, said lenders have asked them for years to handle more of this for them, with one contract and one team to call. He said payment processing, real-time card disbursement, and AI guardrails are now built into LoanPro’s core, and all of it is live today. He said a lender can now get funds to a borrower on a Friday night or have an AI agent help service an account, and all of it stays inside LoanPro. All of it is live today is his sentence. A later section says Risk Radar will be available in the coming weeks, and that associated ledgers on installment loans come by the end of the year. Do not file those two pieces as live on 24 Sep. Friday night is his example. It is not a transaction this desk watched. Those are his sentences on the release. This desk did not interview him.

What the release says the payment suite is, and whose billions those are. LoanPro has renamed its payment suite LoanPro Payments. Across its customer base, LoanPro moves about $4 billion a month in loan repayments and disbursements. About $4 billion is the release’s figure. It is not a ledger this desk added up. Four billion dollars a month is the scale the company states for money moving through its customers’ loans, both money coming back in and money going out. The centerpiece of the suite is LoanPro DirectPay, a payment processing service LoanPro built itself and integrated throughout its platform. LoanPro holds both the loan data and the processing data, so DirectPay reconciles transactions automatically. Reconcile, here, means the payment record and the loan record are matched without a person lining up two reports. That gloss is this desk’s. Operations teams no longer have to spend hours matching reports by hand. Hours is the release’s word. It is not a time log this desk kept. During a borrower call, servicing agents can follow a payment step by step, see why a payment failed, and process a dispute or refund without switching systems. New customers go through an automated onboarding flow and, once approved, can begin accepting payments in about 20 minutes. Once approved is the release’s limit. About 20 minutes is the release’s figure. This desk did not time an onboarding. DirectPay runs on partner infrastructure that processes more than $2 trillion in transactions a year, with no throttling or throughput limits. Two trillion is the partner infrastructure’s figure on the release. It is not LoanPro’s own monthly $4 billion, and it is not a volume this desk counted. No throttling is the release’s claim. It is not a load test this desk ran.

The two partners named today. Moov is now the first payment processor customers can buy directly through LoanPro, with one contract and one pricing schedule. First is the release’s word. It is not a catalog this desk counted. CheckAlt brings lockbox processing and is already integrated with the platform. A lockbox, here, is a service that opens mailed payments and posts them. That gloss is this desk’s. The release prints lockbox and does not expand it. LoanPro will continue to support and invest in all its existing processor integrations and partnerships. The page links moov.io and checkalt.com. This desk did not treat those sites as a second announcement, and it did not see the pricing schedule.

What Beyond Credit is, on the release. Beyond Credit is a virtual Mastercard that works as an access device to an installment loan. An installment loan is a loan paid in set amounts over time. An access device, here, means the card is how the borrower reaches that loan’s money. It is not a separate revolving card. Those glosses are this desk’s. Lenders can disburse loan funds in real time to a borrower’s Apple Pay or Google Pay wallet, 24 hours a day, including weekends and holidays when ACH does not run. ACH is the Automated Clearing House, the bank network that moves ordinary transfers and does not run on weekends and holidays. That gloss is this desk’s. The release prints ACH and does not expand it. The card does not revolve and carries no fees or interest. Those terms stay on the loan in LoanPro. Revolve, here, means the balance does not roll forward on the card the way a credit card does. That gloss is this desk’s. Lenders can limit where the card works by merchant name, merchant ID, location, or merchant category code, and they can receive merchant-level spend data. A merchant category code is the number that says what kind of store it is. That gloss is this desk’s. LoanPro serves as program manager, handling customer service, disputes, and chargebacks, and manages fraud mitigation with Mastercard and its issuing processor. A chargeback is a payment that gets reversed after a dispute. That gloss is this desk’s. Beyond Credit is onboarding installment lenders now. Onboarding now is the release’s limit. This desk did not enroll a lender, and it did not send a wallet payment.

What the Intelligence Suite says an agent sees, and whose percents those are. The new LoanPro Intelligence Suite, including AI Account Briefing, gives servicing agents a plain-language summary of each account, with health indicators, recent activity, and suggested next steps based on how that lender handles similar situations. Plain language means ordinary words. A health indicator is a sign of whether the account looks current or in trouble. Those glosses are this desk’s. In a LoanPro survey of lenders on its platform, agents spent an average of 20% of each servicing call looking for information. Twenty percent is one fifth of the call. In LoanPro’s testing, the briefing cut that to 10% to 15% of a call, and to 5% in some cases. Ten to fifteen percent is about half of that search time, down to one fifth of it, if the test holds. Five percent is one twentieth of the call. Those translations are this desk’s. The survey and the testing are LoanPro’s. This desk did not sit on a call. The briefing runs on models post-trained by LoanPro and deployed inside each customer’s own AWS environment, so lender data stays within that perimeter. Post-trained, here, means the models were trained further by LoanPro. AWS is Amazon Web Services, the place the customer’s copy runs. A perimeter is the customer’s own cloud boundary. Those glosses are this desk’s. It builds on the AI-native interface LoanPro developed with AllCloud and AWS, which cut customer call times by up to 15%. Up to 15% is the release’s ceiling, not a guaranteed cut. The hyperlink on that sentence points at a Business Wire from 9 Sep 2026, item 20260909801498, whose address names an AI-native interface built on AWS and Anthropic’s Claude. The sentence in today’s body names AllCloud and AWS. It does not print Claude. This desk did not open the 9 Sep page. Do not file that page as today’s announcement.

What the MCP can do on day one, and what it cannot. The LoanPro MCP, Model Context Protocol, powers the suite. A Model Context Protocol is a way for an outside AI tool to ask a system for context and to take an allowed action. That gloss is this desk’s. The release prints the expansion in parentheses. Lenders can use it to connect AI agents and models of their choice to LoanPro. Phase one is live now and supports pulling account context and history, processing payments, setting up autopay, and recording promises to pay. A promise to pay is a note that the borrower said they will pay. Autopay is a payment that runs on a schedule. Those glosses are this desk’s. Every request passes through LoanPro’s role-based access controls and compliance guardrails, so an AI agent can reach only what its human user can reach. Each action is recorded in the audit trail under that person’s name. The human user’s name is the release’s attribution. It is not a log this desk opened. A second phase will add broader servicing, including borrower communications. A third phase, planned for next year, will extend the MCP to every LoanPro service. Next year, on a 24 Sep 2026 release, is 2027. That year gloss is this desk’s. Will add, and planned, are the release’s tenses. Phase two and phase three are not described as live today.

Colin Terry, as a quote, not as a product test. Colin Terry, Chief Product Officer at LoanPro, said you will only ever drive as fast as you trust your brakes to stop you. He said lenders have spent years building controls around their human agents, and the LoanPro MCP runs through those same role-based access controls and compliance guardrails. He said they bring the context, the action, and the trust. He said you bring the thinking, and you have an AI strategy in a box. The brakes line is his analogy. It is not a driving test. An AI strategy in a box is his phrase. It is not a package this desk installed. Those are his sentences on the release. This desk did not interview him.

What else the page says is announced, and which pieces are not today. Risk Radar is a machine learning model trained on a lender’s own portfolio that predicts the likelihood of delinquency, so servicing teams know which accounts to call first. Delinquency, here, means the loan is late. That gloss is this desk’s. Risk Radar feeds into the AI Account Briefing and will be available in the coming weeks. Coming weeks is the release’s. It is not a date. Ongoing Monitoring is automated SCRA, MLA, Death Master File, consumer bankruptcy, and OFAC checks on a schedule the lender chooses, with the ability to act on any hit. SCRA is the Servicemembers Civil Relief Act. MLA is the Military Lending Act. The Death Master File is the Social Security list used to check whether someone has died. OFAC is the Office of Foreign Assets Control, the sanctions list. Those expansions are this desk’s. The release prints the short names and does not expand them. A hit, here, is a match on one of those checks. That gloss is this desk’s. LoanPro Connect is a platform extension linking activity in LoanPro to more than 1,200 off-the-shelf APIs, including Google Sheets, Outlook, and Slack. An API is a connection another program can call. That gloss is this desk’s. More than 1,200 is the release’s count. This desk did not count the list. Secured card and Associated Ledgers: Associated Ledgers track a deposit or other asset balance on an account and can tie available credit to it, which gives LoanPro full support for secured cards. A secured card is a card backed by money the borrower already set aside. That gloss is this desk’s. Accounts can hold an unlimited number of associated ledgers, and the feature comes to installment loans by the end of the year. Unlimited is the release’s word. By the end of the year, on a 24 Sep 2026 release, is the end of 2026. That gloss is this desk’s. Do not file the installment-loan version as available on 24 Sep.

Who can turn it on, and who the about box says the company is. Lenders can contact their LoanPro customer success team to turn on any of the new products. For more information, the release says visit www.loanpro.io. The about box says LoanPro is a modern, API-first lending and credit platform that automates the entire loan lifecycle, from origination to payoff. API-first means other software is meant to connect to it. Origination is making the loan. Payoff is the end, when it is paid off. Those glosses are this desk’s. Founded in 2015, LoanPro allows financial institutions, auto lenders, and credit providers to automate workflows, process payments, underwrite applications, and manage collections. Underwrite, here, means decide whether to make the loan. Collections means pursuing money that is late. Those glosses are this desk’s. The media contact is Steve Jensen, Surge PR, steve@surge-pr.com. This desk did not email that address.

What the card shows, and what the 9:00 AM EDT release does not print. The card is the LoanPro Loan View servicing screen from the company blog post “Simplify Servicing and Drive Operational Efficiency with LoanPro’s Upgraded User Experience,” by Jackson Stone, dated Dec 19, 2023. The image file on that post is Loan-View-2, 1536 by 756. The still shows a training account, loan 3131JTS8, marked Open and Performing, for a header name the screen reads as Will Moore. Amount past due is $0.00. Days past due is 0. Current payoff is $11,135.61. Principal balance is $11,127.63. A line on the still says a payment of $385.97 is due on 01/30/2024, due in 66 days, next to an Enable AutoPay control and a Make a Payment button. The transactions list shows a charge on 01/30/2024 for $0.00 and payments on 12/15/2023, 11/15/2023, and 10/15/2023. The center ring is labeled $1,157.91 and splits principal and interest. The payoff ring is labeled $11,135.61 and splits principal, interest, and standard fees. The Smart Panel lists Maggie Faux as primary, with a phone number on the screen, a note that the account is not associated with any portfolios, a recent note that Maggie called in to put a new bank account on file, and the name David Zibriski. Those names, amounts, dates, and the phone number are the product screen’s. The 24 Sep release does not print them. Do not treat Maggie Faux, Will Moore, or David Zibriski as customers this desk verified. Do not treat $11,135.61 or $385.97 as figures from the wire. The dates on the screen, including 01/30/2024, are the product UI’s. They are not this filing’s dateline. The card has no desk date overlay. Ink bars sit on the left and right. Purple bars sit on the top and bottom. The top bar reads LOANPRO · LOAN VIEW. Those rails and that label are the frame. They are not a sentence on the 19 Dec 2023 post, and they are not on the 24 Sep release.

What the LoanPro homepage adds, and what it does not let you file as the wire. The homepage at loanpro.io, read 24 Sep 2026, does not print DirectPay, the AI Account Briefing, the 20% survey, or the 9:00 AM EDT stamp. A banner asks for a seat at this year’s Salt Flats Summit. A footer link is labeled Beyond Credit. Marketing lines on the page include 600+ lenders, over 25 million active loans on LoanPro, and an increased agent efficiency of 300% attributed to Best Egg. Six hundred lenders, 25 million loans, and 300% are the homepage’s. The 24 Sep release does not print them. This desk did not count the lenders or the loans.

What the AI in lending page adds, and what it does not let you file as the wire. The page at loanpro.io/ai-in-lending/, read 24 Sep 2026, does not print 9:00 AM EDT, DirectPay, the 20% survey, or the three MCP phases. The headline is “AI in lending, compliant by design.” The page says LoanPro is building infrastructure that is compliant and controlled, starting with an MCP, and that an auditable Model Context Protocol connects any AI model to the lender’s data in real time. It says the MCP checks agentic actions with the lender’s own policies. A line attributed to Rhett Roberts, CEO, says they are the compliance engine for the credit industry, and that AI does not change that, it reinforces it. That quote is this page’s. The 24 Sep release does not print it. Three cards on the page, headed “Recent AI failures in production,” name a Feb 2026 Meta email-access incident, a Mar 2026 Amazon code-assistant incident, and an ongoing claim that AI-generated documents cost Australia’s largest bank over $1 billion. Those three cards are this page’s. They are not sentences in the 24 Sep release. This desk did not open those incidents.

Plain English for the rest of the card. DirectPay is LoanPro’s own payment processing, matched to the loan automatically because LoanPro holds both sets of records. About $4 billion a month is the company’s figure for repayments and disbursements across its customers. More than $2 trillion a year is the partner pipes, not that monthly figure. About 20 minutes is how fast a new customer can start taking payments, after approval. Moov is the first processor the release says a customer can buy inside LoanPro. CheckAlt is the lockbox partner. Beyond Credit is a virtual Mastercard that pays out an installment loan to Apple Pay or Google Pay, including nights and weekends, when ordinary bank transfers do not run. The card does not carry its own interest. The loan does. The AI Account Briefing is a plain-language summary of one account. LoanPro’s own survey said agents spent about a fifth of a call looking for information. LoanPro’s own testing said the briefing cut that search to roughly a tenth or a bit more, and to about a twentieth in some cases. The MCP lets a lender plug in an AI agent that can pull history, take a payment, set autopay, or record a promise to pay, and only inside the permissions of the person who is signed in. The action is written down under that person’s name. Later phases, including messages to borrowers and the rest of the platform, are not described as on today. Risk Radar, the late-payment predictor, is coming in the weeks ahead. 9:00 AM EDT is 9:00 a.m. Eastern and 1:00 p.m. UTC. 13:00:46 UTC is the syndication’s modified clock, forty-six seconds later. Rhett Roberts is chief executive and co-founder. Colin Terry is chief product officer. Steve Jensen at Surge PR is the media contact. The screen’s $11,135.61 payoff is the 2023 product image. This filing is the 24 Sep announcement.

PRIMARY here: LoanPro’s 24 Sep 2026 Business Wire, item 20260924592086, stamped September 24th 2026, 9:00 AM EDT on the FinancialContent syndication this desk read — Tier A PRIMARY, the company’s own announcement. STATUS PRIMARY. businesswire.com itself timed out. The DirectPay reconciliation, the about $4 billion a month, the about 20 minutes, the partner infrastructure above $2 trillion a year, Moov, CheckAlt, Beyond Credit’s wallet disbursement and the no-fee no-interest card line, the 20% survey, the 10% to 15% and 5% testing, the AWS perimeter, the up to 15% call-time line, MCP phase one, the Roberts quote, the Terry quote, Risk Radar in the coming weeks, the monitoring checks, LoanPro Connect’s 1,200 APIs, associated ledgers, founded in 2015, and steve@surge-pr.com are that release’s. The 9 Sep 2026 link address that names Anthropic’s Claude is the hyperlink’s. This desk did not open that page. The loan 3131JTS8, the $11,135.61 payoff, Maggie Faux, Will Moore, and David Zibriski are the 19 Dec 2023 product screen’s. The 600+ lenders, 25 million loans, and 300% efficiency line are the homepage’s. The compliance-engine quote and the three failure cards are the AI in lending page’s. NOT claimed: that this desk opened businesswire.com, that Risk Radar is live on 24 Sep, that phase two or phase three is live, that the 20% or the 15% was measured here, that Maggie Faux is a verified customer, that the screen’s dollar lines are the wire’s, a price for DirectPay, a stock tip, or investment advice. The card is the Loan View servicing screen. Distinct from the already-filed corpay-ai-agents, feedzai-farol, and narmi-ai-marketplace.